Duties of a Florida Public Adjuster
1. A Florida Public Adjuster inspects the damaged areas with scrutiny
noting any and all damage that could possibly be included in the claim.
2. A Florida Public Adjusters staff may sift through the debris of damaged
personal property, painstakingly documenting and inventorying each and every
damaged item to ensure every penny is accounted for.
3. A Florida Public Adjuster documents the damage to the structure and
personal property with hundreds and sometimes thousands of digital photos.
4. A Florida Public Adjuster diagrams the affected areas to ensure accurate
damage estimation.
5. A Florida Public Adjuster reviews the insured's insurance policy to
be sure the insurance company is affording every possible coverage to their client.
6. A Florida Public Adjuster reviews the insurance company's estimate
of damage. Errors in the extent of the damage or pricing for the
damaged items are noted.
7. A Florida Public Adjuster reviews, understands and responds to what
can seemingly be an overwhelming amount of confusing paperwork sent
to you by your insurance company.
8. A Florida Public Adjuster formulates a complete estimate of damages
and compiles a package with all relevant photos and other claim documentation. The
Claim Pack is then delivered to the insurance carrier for their review.
9. A Florida Public Adjuster meets the insurance company’s claims
adjuster or supervisor on site at the claim to point out and negotiate any
differences.
10. A Florida Public Adjuster can work directly with an attorney hired
by an insured to litigate any differences not able to be settled by the Public
Adjuster. The Public Adjuster can supply the attorney with the vast majority
of what they will require to begin their work, thereby relieving the insured
of another seemingly overwhelming task.
What kinds of claims can a Florida Public Adjuster assist you with?
Residential or Commercial
Hurricane damage
Flood Damage
Wind Damage
Fire damage
Building Collapse
Damage from Smoke
Vandalism
Explosion
Theft